Protecting What
Matters Most

Etic Insurance is a family-owned, Independent Insurance Agency.
We service the greater Chicago area, and specialize in
Health, Medicare, Auto, Home and Life Insurance.


Unlike captive agents, we work for you and have access to multiple insurance companies to find you the best coverage.


No matter your insurance needs, we can help you find the perfect policy to give you peace of mind without breaking the bank.


We're here for you – whether to provide a rate, assist with a claim, expand your coverage, or just answer questions.


Years of

About Us

As an Independent Insurance Agency

We are able to provide a wide variety of high quality policies at very competitive prices. We specialize in Medicare and Health Insurance

  • Compliant ACA enrollment

  • Medicare Supplements

  • Medicare Advantage

  • Medicare Prescription Drug Plans

Our priority is to educate and help you find the best coverage to suit your exact situation

Our services

The Solution to Your Insurance Needs

We work with many top-rated carriers to bring you a variety of insurance solutions so we can help you find one that works for your needs. With years of experience in the industry and the resources to serve you, we can help you find protection for what matters most.

Auto Insurance

We understand the risks you are exposed to on the road, whether you are going to work or are on a family trip. Keep all your vehicles covered, from cars, to boats, to recreational toys.

Life insurance

A life insurance policy gives you peace of mind knowing you protecting your family, dependents, and business from devastating financial losses in the event of your sudden demise.

Home Insurance

Your home is where you raise your family and create memories that last a lifetime. Protect your most important investment with insurance options at an affordable price.

Health Insurance

Finding the best health plan to fit your medical and financial needs is particularly important. Our friendly agents can help you find the right policy and get health insurance subsidies.


Choosing how and when to get Medicare is an important but difficult decision. If you need help sorting through your options, find out how Etic Insurance can help.

Group Health

Many businesses today face challenges in attracting and retaining top employees. As a business owner, you know the importance of employee benefits and their contribution to your business success. We will work with you to develop a program tailored to your individual circumstances.

Why choose Etic Insurance

Health Insurance and Medicare is confusing and difficult to understand

At Etic Insurance, education and relationship-building are at the forefront of our customer service values. We are community-driven and feel honored to help you with your insurance needs.

  • Choice

    We offer wide range of quality insurance products and companies

  • Education

    We help you to understand and pick the right policy

  • Service

    We are here to answer your questions and help all year round

  • No Cost or Obligation

    You will never pay extra for any of our services. No pressure to buy.

Etic Insurance

Contact Us

Free consultation is the first step in protecting you and your family.



Active Policies



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Happy Clients



Customer Satisfaction

Meet Our Team

Get to know the team that’s here
to help with your insurance needs.

Associate Agent

Karolina Banas

Agency Owner

Marzena Lotowski

Associate Agent

Agnieszka Godek

Let your local independent agent do the work for you. We speak Polish.


Read our reviews to see what Clients have to say

We are dedicated to offering excellent customer service and trustworthy advice, and provide our clients with first-class service. That's why clients choose us again and again.

Our Web Pages Polish Flag in Polish

We are helping Polish community in Chicago and all of Illinois understand and guide through Medicare and Health Insurance options and plans


Medicare Guide in Polish

Selecting a Medicare plan can be confusing and complicated. That's why we provide information and resources to help you choose the best plan for you. We provide free insurance counseling and assistance. To help large polish community understand Medicare we created a Medicare Guide in Polish language


Health Insurance & Reform in Polish

Every year, health insurance plans make changes to their provider networks, co-pays, co-insurance and drug coverage. In addition, laws related to health insurance are constantly updated. We are here to help you follow all the new regulations, and assist in finding the best health insurance policy which fits your needs and budget.

Health Insurance

Learn about Medicare