Please read this agreement carefully before using this website. By accessing this website, you agree to be bound by the terms and conditions below. If you do not wish to be bound by these terms and conditions, you should not access or use this website.
The Etic Insurance presents the information on this website and its affiliated websites: EticIns.com, ReformaZdrowia.com, MedicarePol.com as a service to its clients and other internet users. Information on this site or any site to which we link does not constitute legal advice, and apply to products only available in Illinois. Any unauthorized downloading or distribution of any copyrighted material from this website or other websites to which we link, without the copyright owner's express written permission, is strictly prohibited.
Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your agent for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services.
This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.
EticIns.com, ReformaZdrowia.com, MedicarePol.com, has made every effort to present the information contained on this site accurately, but additions, deletions and changes may occur. The information is also limited in nature and does not contain all the applicable terms, conditions, limitations or exclusions of the products and services referenced.
Users of this site agree that Etic Insurance has no liability with respect to any actions taken as a result of or in connection with viewing any information contained on the Web site. You agree to use this site and submit information at your own risk.
Some areas of our site may provide links to other external sites that we don't own, control or influence. We reference sites that we think might be useful or of interest to you, but we are not responsible for the content or privacy practices used by other site owners. Information contained in the external sites is not endorsed by Etic Insurance.
Etic Insurance works to protect this site. Please be aware, however, that unauthorized third parties may possibly obtain illegal access to this site. Please use your own best judgment sending information via the Internet. If you have personal or confidential information to relay to our company, call the appropriate phone number.
Etic Insurance routinely gathers data on Web site usage, such as how many people visit the site, the sections they visit, what time they visit, how long they stay, etc. Please know that site visitor data is collected on an aggregate, anonymous basis. That means no personal information is associated with this data. Visit our Web site Privacy Statement for more information on our commitment to protect information provided through the Internet.
Etic Insurance may change or update this Statement from time to time without notice. This Statement is not intended to and does not create any contractual or other legal rights in or on behalf of any party.